View the Lowest Possible Price from local dealers with this insider process — it’s how to get the price not published in papers… and save money on car financing. You could save $3,000 to $6,455 or more on a new car. Don’t get ripped off!
Introduction: Sure, car salesmen seem friendly, but they are fighting for the dealer. In many cases, the more money they can get out of you, the higher their commission. They have a right to make a fair profit. But the tactics they use are often not fair and transparent. This step-by-step guide is a brain-dead easy way to get a fair price for a car.
Get unpublished car prices online: It's the prices you can't find in newspapers. You'll also see what others in your area have paid for the same car. This means you could save THOUSANDS below MSRP!
Obtain online car prices thousands below MSRP: Use this free service to get ‘out-the-door’ fair prices with NO obligation whatsoever. How it works: Select Vehicle and Enter Zip and See Your Certificate That Includes a Fair Prices in Your Area. YOU WILL BE AMAZED BY THE CAR PRICE ON YOUR CERTIFICATE... It works because this service forces dealers to compete. They will offer you a competitive price WITH NO OBLIGATION. Check the prices now and see for yourself. Check out fair market prices and save thousands below MSRP NOW.
Know Your Credit Score Now: If you do not know your credit score -- and you plan to finance a new car -- get your credit report/score. Some dealers will try and make you feel less creditworthy than you are. A good score for car financing is above 620. They recently announced changes to the credit scores of millions of people. You could qualify for a better loan. Check your current score, to see where you stand: SEE your credit score INSTANTLY & for FREE. You'll also want to dispute any errors on your credit report before you finance a car. Otherwise, you may pay a higher interest rate.
See How Much Loan You Can Get: You should see how much financing you can get before you enter the dealership. Some dealers try and offer you the loan that makes the most money for them. (Not what is best for you). FACT: More people overpay in the finance room than the showroom.
When people don't know how much financing they can get, the dealer can tell you anything. In fact, you may be surprised by how much you qualify for. Especially in today's market.
See how much you can get -- and at what interest rate -- before you step foot on a car lot:
Also, do not be afraid to pull out a pen and paper and do the math and total cost of the loan while you are at the dealership. It's okay to take your time and review all the details carefully.
Check New Car Insurance Rates: Did you know your insurance rates may increase or decrease with a new car? Don't forget to factor in different insurance rates before you select a new car.
Most people don't consider their car insurance rates will go up or down depending on the make/model of your next car! Your new car may be more or less expensive to insure. You should check rates for your current car and the car you plan to buy. Check rates online for your current OR future new car online. .
Skip the extended warranty: A dealership will try and sell you an extended warranty.
Some dealers earn a lot of money for adding this service. In most cases, you should skip it. Extended warranties are huge money makers for car dealerships. That's why if you buy a car they will attempt to sell you one. But Consumer Reports says to skip the extended warranty. Most people don't use it. And most people that do require repairs on a new car are covered by the manufacturer's standard warranty.
Going to trade-in your car? A lot of people don't get the full value of their trade-in. This can happen for many reasons. This step helps you find the fair market value for your car.
Here is how to ensure you get a good deal on your trade-in:
First, go to eBay Motors and search for the car you intend to trade-in. Filter your search by CAR YEAR and 100-MILE RADIUS FROM your ZIP code. Browse these values. Cars with similar miles near your home is the going market rate. Now, the dealer will want to make a profit on your trade-in. They also have costs associated with inspecting the trade-in and getting it ready for sale. YOUR TRADE: Try to get within $1,000 of the values you find on eBay Motors.
Lastly, when you are in the dealership, don't be afraid to walk away if you feel uneasy. Really. Just say: I need another day or two to decide and leave.
But before you enter the dealership, complete this checklist. Actually, most people complete this checklist while researching. So they know how much a new car will really cost them. Remember, there is no obligation to buy a car in any of these steps. So start now:
- [ ] Get Unpublished Pricing Online - see what you'll pay when you make car dealers compete. Make sure to get your certificate for valid pricing. Check to see how much below MSRP you can save!
- [ ] Check Your Current Credit Score for FREE - see if you have any errors or issues you need to correct before financing.
- [ ] Check Loan Amounts: If your credit score is above 620 check here. If your credit score is below 620 check here. Find out your interest rate and what you are approved for.
- [ ] Check New Car Insurance Rates - your insurances cost may go up OR down with a different car. Find out.
- [ ] Skip the Car Warranty When Asked. Skip uneasy add-ons.